Bank of India Credit Officer Recruitment 2026 – Apply Online for 779 Specialist Officer Vacancies; The Bank of India (BOI) has officially released the Credit Officer Recruitment 2026 Notification under Project No. 2026-27/01. The recruitment drive aims to fill 779 Credit Officer vacancies across MMGS-II, MMGS-III, and SMGS-IV scales. This is an excellent opportunity for experienced banking professionals specializing in MSME Credit, Commercial Credit, and Project Finance to secure a rewarding career in one of India’s leading Public Sector Banks.
The online application process starts on 30 June 2026 and will remain open until 20 July 2026. Eligible candidates can apply through the official Bank of India website. The online examination date will be announced separately.
Candidates searching for Bank of India Recruitment 2026, Credit Officer Vacancy, Specialist Officer Jobs, PSU Bank Jobs, Government Banking Jobs, Bank Manager Recruitment, and Finance Jobs in Public Sector Banks should not miss this opportunity.
Bank of India Credit Officer Recruitment 2026 Overview
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| Post Name | Credit Officer (GBO Stream) |
| Organization | Bank of India |
| Project No. | 2026-27/01 |
| Total Vacancies | 779 |
| Last Date to Apply | 20-07-2026 |
| Application Mode | Online |
| Official Website | www.bankofindia.bank.in |
About Bank of India Recruitment 2026
Bank of India (BOI) is one of India’s premier Public Sector Banks, offering a wide range of financial services across retail banking, corporate banking, MSME financing, agriculture, treasury, and international banking.
The Credit Officer (GBO Stream) recruitment is intended for experienced banking professionals who possess expertise in credit appraisal, commercial lending, MSME financing, project finance, and risk assessment. Selected candidates will play a vital role in evaluating loan proposals, managing credit portfolios, and supporting business growth.
Vacancy Details
| Post / Scale | SC | ST | OBC | EWS | GEN | Total |
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Total | 118 | 59 | 205 | 80 | 317 | 779 |
Important Dates
| Event | Date |
| Notice Date | 01-Jun-26 |
| Online Application Start Date | 30-Jun-26 |
| Online Application Last Date | 20-Jul-26 |
| Relevant Date for Age & Qualification | 01-Jun-26 |
| Online Examination Date | Will be advised separately |
Applicants are advised to complete the registration process well before the closing date to avoid last-minute technical issues.
Educational Qualification & Eligibility
Candidates must possess the educational qualifications prescribed in the official notification and should have relevant post-qualification banking experience in MSME Credit, Commercial Credit, or Project Finance.
Only candidates fulfilling the required experience criteria for the respective scale will be eligible to apply.
Age Limit
| Post | Minimum Age | Maximum Age |
| MMGS-II | 25 years | 32 years |
| MMGS-III | 28 years | 38 years |
| SMGS-IV | 32 years | 45 years |
Age relaxation for reserved categories will be applicable as per Government of India rules.
Experience Requirement
| Post | Minimum Experience |
| MMGS-II | 3 years post-qualification experience as an officer, including 2 years in MSME/Commercial Credit/Project Finance |
| MMGS-III | 5 years post-qualification experience as an officer, including 3 years in MSME/Commercial Credit/Project Finance |
| SMGS-IV | 7 years post-qualification experience as an officer, including 4 years in MSME/Commercial Credit/Project Finance |
Candidates should possess relevant professional experience as on the eligibility date specified in the notification.
Salary Structure
Selected candidates will receive attractive salaries under the IBA Bipartite Settlement along with various allowances.
| Grade | Pay Scale (₹) |
| MMGS-II | 64,820 – 2340(1) – 67,160 – 2680(10) – 93,960 |
| MMGS-III | 85,920 – 2680(5) – 99,320 – 2980(2) – 1,05,280 |
| SMGS-IV | 1,02,300 – 2980(4) – 1,14,220 – 3360(2) – 1,20,940 |
Additional Benefits
Selected officers will also receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance
- Medical Benefits
- Leave Travel Concession (LTC)
- Pension and Retirement Benefits
- Performance-based Career Growth
Application Fee
| Category | Fee Amount |
| SC / ST / PWD | ₹175 (Intimation Charges Only) |
| General & Others | ₹850 (Application Fee + Intimation Charges) |
The application fee should be paid online during the application process.
Selection Process
The recruitment process generally consists of:
- Online Examination
- Personal Interview
- Document Verification
- Medical Examination
- Final Merit List
The exact examination schedule will be announced separately by the Bank of India.
How to Apply Online
Eligible candidates can apply by following these steps:
- Visit the official Bank of India website.
- Open the Credit Officer Recruitment 2026 notification.
- Register using a valid email ID and mobile number.
- Fill out the online application form carefully.
- Upload the required documents.
- Pay the application fee online.
- Submit the application before 20 July 2026.
- Download and print the submitted application for future reference.
Documents Required
Applicants should keep the following documents ready:
- Graduation & Professional Qualification Certificates
- Experience Certificates
- Identity Proof (Aadhaar/PAN/Passport)
- Passport-size Photograph
- Signature
- Category Certificate (if applicable)
- PwD Certificate (if applicable)
- Valid Email ID & Mobile Number
Conclusion
The Bank of India Credit Officer Recruitment 2026 offers an outstanding opportunity for experienced banking professionals to join one of India’s leading Public Sector Banks. With 779 vacancies across MMGS-II, MMGS-III, and SMGS-IV scales, competitive salary packages reaching ₹1.20 lakh per month, and strong career growth prospects, this recruitment is ideal for professionals specializing in credit appraisal, MSME financing, commercial lending, and project finance.
Eligible candidates should complete their online application between 30 June 2026 and 20 July 2026, prepare for the online examination, and regularly visit the official BOI website for updates regarding the examination schedule, admit card, and interview process.
Notification Link Click here
Application form Click here